/* My Wealth Key — design system
   Limestone cream, lacquer navy, emerald and brushed gold (from the logo
   and the design board). Glass cards float over stone. */

:root {
  --bg: #f3eee5;
  --bg-2: #ebe4d7;
  --stone: #ddd2bf;
  --paper: #fbf9f4;
  --ink: #14213d;
  --ink-2: #33405e;
  --ink-dim: rgba(20, 33, 61, 0.64);
  --line: rgba(20, 33, 61, 0.12);
  --navy: #12295a;
  --green: #2c6e3f;
  --green-deep: #1e4a2d;
  --green-soft: #5f9c46;
  --gold: #bf8f2e;
  --gold-bright: #d9ae55;
  /* gold for small text on cream: 4.5:1 or better (WCAG AA); --gold stays for large type and art */
  --gold-text: #886621;
  --slate: #5f78a8;
  --glass: rgba(253, 251, 247, 0.8);
  --glass-strong: rgba(253, 251, 247, 0.94);
  --glass-line: rgba(255, 255, 255, 0.8);
  --shadow: 0 24px 60px -24px rgba(58, 42, 18, 0.38), 0 2px 8px rgba(58, 42, 18, 0.07);
  --shadow-lift: 0 40px 80px -30px rgba(58, 42, 18, 0.45), 0 4px 14px rgba(58, 42, 18, 0.1);
  --serif: "Fraunces", "Georgia", "Times New Roman", serif;
  --sans: "Manrope", "Segoe UI", system-ui, -apple-system, sans-serif;
  --script: "Allura", "Brush Script MT", cursive;
  --gutter: clamp(16px, 5vw, 72px);
  /* one content width for header, sections and footer: edge gutter until the
     screen passes --maxw, then centred. 100% resolves where --side is used. */
  --maxw: 1760px;
  --side: max(var(--gutter), calc((100% - var(--maxw)) / 2));
  --radius: 20px;
  --bg-rgb: 243, 238, 229;
  --surface: rgba(255, 255, 255, 0.78);
  --surface-soft: rgba(255, 255, 255, 0.4);
  --chip: rgba(20, 33, 61, 0.065);
  --navy-ink: #12295a;
  --scroll-track: var(--bg);
  --scroll-thumb: rgba(20, 33, 61, 0.24);
  --scroll-thumb-hover: rgba(191, 143, 46, 0.75);
  color-scheme: light;
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  background: var(--bg);
  color: var(--ink);
  font-family: var(--sans);
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
  overflow-x: clip;
}
img { max-width: 100%; display: block; }
a { color: inherit; }
button, input, textarea, select { font: inherit; color: inherit; }
::selection { background: rgba(217, 174, 85, 0.35); }
:focus-visible { outline: 2px solid var(--gold); outline-offset: 3px; border-radius: 6px; }

.serif { font-family: var(--serif); }
.script { font-family: var(--script); font-weight: 400; }
.gold { color: var(--gold); }
.green { color: var(--green); }

.kicker {
  font-size: 12px; letter-spacing: 0.28em; text-transform: uppercase;
  color: var(--ink-2); font-weight: 600;
}
.kicker .num { color: var(--gold); margin-right: 6px; }

h1, h2, h3 { font-family: var(--serif); font-weight: 600; letter-spacing: -0.02em; color: var(--ink); }
.display {
  font-size: clamp(40px, 5.4vw, 82px); line-height: 1.0; letter-spacing: -0.025em;
  font-variation-settings: "SOFT" 40, "opsz" 120;
}
.h2 { font-size: clamp(32px, 4vw, 58px); line-height: 1.04; }
.h3 { font-size: clamp(22px, 2vw, 28px); line-height: 1.15; }
.lead { font-size: clamp(16px, 1.25vw, 19px); color: var(--ink-dim); max-width: 46ch; line-height: 1.7; }

/* ── buttons ───────────────────────────────────────────────── */
.btn {
  display: inline-flex; align-items: center; gap: 10px;
  padding: 14px 26px; border-radius: 100px; border: 0; cursor: pointer;
  font-weight: 600; font-size: 15px; letter-spacing: 0.01em; text-decoration: none;
  transition: transform 0.25s ease, box-shadow 0.25s ease, background 0.25s ease;
  white-space: nowrap;
}
.btn svg { width: 16px; height: 16px; transition: transform 0.25s ease; }
.btn:hover svg { transform: translateX(3px); }
.btn-primary {
  background: linear-gradient(180deg, #275c39, var(--green-deep));
  color: #f6f3ea;
  box-shadow: 0 14px 30px -14px rgba(30, 74, 45, 0.8), inset 0 1px 0 rgba(255, 255, 255, 0.15);
}
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 20px 36px -14px rgba(30, 74, 45, 0.85), inset 0 1px 0 rgba(255, 255, 255, 0.15); }
.btn-glass {
  background: var(--glass-strong); color: var(--ink);
  border: 1px solid var(--glass-line);
  box-shadow: var(--shadow);
}
.btn-glass:hover { transform: translateY(-2px); box-shadow: var(--shadow-lift); }
.btn-gold { background: linear-gradient(180deg, var(--gold-bright), var(--gold)); color: #1d1606; }
.btn-sm { padding: 10px 18px; font-size: 14px; }

/* ── glass card ────────────────────────────────────────────── */
.glass {
  background: var(--glass);
  border: 1px solid var(--glass-line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

/* ── header / nav ──────────────────────────────────────────── */
.site-header {
  position: fixed; inset: 0 0 auto 0; z-index: 90;
  display: flex; align-items: center; justify-content: space-between; gap: 24px;
  padding: 14px var(--side);
  transition: background 0.35s ease, box-shadow 0.35s ease, padding 0.35s ease;
}
.site-header.solid, .inner .site-header {
  background: rgba(var(--bg-rgb), 0.94);
  box-shadow: 0 1px 0 var(--line);
}
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; }
.brand img { width: 40px; height: auto; }
.brand .word { font-family: var(--serif); font-weight: 700; font-size: 21px; letter-spacing: -0.01em; color: var(--navy-ink); line-height: 1; }
.brand .word b { color: var(--gold); font-weight: 700; }
.brand .tag { display: block; font-family: var(--sans); font-size: 8.5px; letter-spacing: 0.32em; color: var(--ink-2); margin-top: 4px; font-weight: 600; }
.nav-links { display: flex; align-items: center; gap: clamp(18px, 2.4vw, 36px); }
.nav-links a { text-decoration: none; font-size: 14.5px; font-weight: 600; color: var(--ink-2); position: relative; padding: 4px 0; white-space: nowrap; }
.nav-links a::after {
  content: ""; position: absolute; left: 0; right: 0; bottom: -2px; height: 1.5px;
  background: var(--gold); transform: scaleX(0); transform-origin: left; transition: transform 0.3s ease;
}
.nav-links a:hover::after, .nav-links a[aria-current="page"]::after { transform: scaleX(1); }
.nav-links a[aria-current="page"] { color: var(--ink); }
.nav-links a.btn { color: #f6f3ea; padding: 10px 18px; }
.nav-links a.btn::after { display: none; }
.nav-toggle { display: none; background: none; border: 0; width: 42px; height: 42px; cursor: pointer; border-radius: 12px; }
.nav-toggle span { display: block; width: 22px; height: 2px; background: var(--ink); margin: 5px auto; border-radius: 2px; transition: transform 0.3s, opacity 0.3s; }
@media (max-width: 1080px) { /* 7 nav items need ~1080px on one line */
  .nav-toggle { display: block; }
  .nav-links {
    position: fixed; inset: 70px 12px auto 12px; flex-direction: column; align-items: stretch; gap: 4px;
    padding: 14px; border-radius: 20px;
    background: var(--glass-strong); border: 1px solid var(--glass-line); box-shadow: var(--shadow-lift);
    backdrop-filter: blur(18px); -webkit-backdrop-filter: blur(18px);
    opacity: 0; transform: translateY(-10px) scale(0.98); pointer-events: none;
    transition: opacity 0.25s ease, transform 0.25s ease;
  }
  .nav-links a { padding: 12px 14px; border-radius: 12px; font-size: 16px; }
  .nav-links a:hover { background: var(--surface-soft); }
  .nav-links a::after { display: none; }
  .nav-links .btn { justify-content: center; margin-top: 6px; }
  .menu-open .nav-links { opacity: 1; transform: none; pointer-events: auto; }
  .menu-open .nav-toggle span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .menu-open .nav-toggle span:nth-child(2) { opacity: 0; }
  .menu-open .nav-toggle span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
  .brand .word { font-size: 18px; }
}

/* ── loader ────────────────────────────────────────────────── */
#loader {
  position: fixed; inset: 0; z-index: 200; background: var(--bg);
  display: grid; place-items: center; transition: opacity 0.9s ease, visibility 0.9s;
}
#loader.done { opacity: 0; visibility: hidden; pointer-events: none; }
#loader img { width: 120px; animation: breathe 1.8s ease-in-out infinite; }
@keyframes breathe { 50% { transform: scale(1.05); opacity: 0.8; } }

/* ── the film (pinned 3D story) ────────────────────────────── */
.film { position: relative; height: 760vh; }
.film-stage { position: sticky; top: 0; height: 100vh; height: 100svh; overflow: hidden; }
#scene { position: absolute; inset: 0; width: 100%; height: 100%; display: block; }
.film-shade {
  position: absolute; inset: 0; pointer-events: none;
  background:
    linear-gradient(90deg, rgba(var(--bg-rgb), 0.55) 0%, rgba(var(--bg-rgb), 0) 42%),
    linear-gradient(0deg, rgba(var(--bg-rgb), 0.5) 0%, rgba(var(--bg-rgb), 0) 22%);
}
.film-glow {
  position: absolute; inset: 0; pointer-events: none; opacity: 0;
  background: radial-gradient(60% 55% at 50% 42%, rgba(255, 214, 140, 0.22), rgba(255, 214, 140, 0) 70%);
}
.film-foliage { position: absolute; pointer-events: none; filter: blur(7px); opacity: 0.9; }
.film-foliage.left { left: -60px; bottom: -70px; width: min(34vw, 420px); }
.film-foliage.right { right: -80px; bottom: -90px; width: min(26vw, 340px); transform: scaleX(-1); opacity: 0.75; }

.cap { position: absolute; z-index: 5; opacity: 0; visibility: hidden; transform: translateY(var(--dy, 0)); will-change: opacity, transform; pointer-events: none; }
.cap.live, .cap.live * { pointer-events: auto; }
.cap-left { left: var(--gutter); top: clamp(104px, 17vh, 190px); max-width: min(580px, 44vw); }
.cap-left .lead { margin-top: 18px; }
.cap-left .actions { margin-top: 30px; display: flex; flex-wrap: wrap; gap: 12px; }
.cap-bottom-left { left: var(--gutter); bottom: 6vh; }
.cap-bottom-center { left: 50%; bottom: 7vh; translate: -50% 0; text-align: center; }
.cap .kicker { margin-bottom: 18px; display: block; }

.film-cards { display: flex; gap: 16px; perspective: 900px; }
.mini-card {
  width: 220px; padding: 16px 16px 14px; text-decoration: none; display: block;
  transform-style: preserve-3d; transition: transform 0.4s ease, box-shadow 0.4s ease;
}
.mini-card:hover { box-shadow: var(--shadow-lift); }
.mini-card .row { display: flex; gap: 8px; justify-content: space-between; align-items: center; font-family: var(--serif); font-weight: 600; font-size: 17px; }
.mini-card .row svg { width: 14px; height: 14px; color: var(--ink-dim); }
.mini-card .art { margin-top: 12px; height: 86px; position: relative; display: block; transform: translateZ(26px); }
.planner-art span {
  position: absolute; bottom: 0; width: 64px; height: 80px; border-radius: 10px;
  background: var(--paper); border: 1px solid var(--line); box-shadow: 0 8px 18px -10px rgba(58, 42, 18, 0.45);
  display: grid; place-items: center;
}
.planner-art span img { width: 40px; }
.planner-art span:nth-child(1) { left: 0; height: 58px; width: 46px; opacity: 0.8; }
.planner-art span:nth-child(2) { left: 30px; height: 70px; width: 56px; }
.planner-art span:nth-child(3) { left: 72px; }
.basket-art { display: grid; gap: 8px; }
.basket-art > span { display: flex; align-items: center; gap: 10px; padding: 7px 8px; border-radius: 10px; background: var(--surface); border: 1px solid var(--line); }
.basket-art i { width: 26px; height: 26px; border-radius: 7px; background: linear-gradient(135deg, #e8f0de, #cfe2c0); display: grid; place-items: center; font-style: normal; font-size: 13px; }
.basket-art b { height: 6px; border-radius: 3px; background: var(--stone); flex: 1; display: block; }
.basket-art b + b { flex: 0.5; }

/* chapter rail */
.rail { position: absolute; z-index: 6; right: var(--gutter); bottom: 5vh; list-style: none; display: flex; gap: 22px; }
.rail li { display: flex; flex-direction: row-reverse; align-items: center; gap: 9px; font-size: 11px; letter-spacing: 0.22em; text-transform: uppercase; color: var(--ink-dim); font-weight: 700; }
.rail li span { opacity: 0.55; transition: opacity 0.4s, color 0.4s; }
.rail li i { width: 8px; height: 8px; border-radius: 50%; border: 1.5px solid var(--ink-dim); transition: all 0.4s; }
.rail li.on span { opacity: 1; color: var(--ink); }
.rail li.on i { background: var(--gold); border-color: var(--gold); box-shadow: 0 0 0 5px rgba(217, 174, 85, 0.22); }

/* label chips + leader lines */
.tag-lines { position: absolute; inset: 0; width: 100%; height: 100%; z-index: 4; pointer-events: none; overflow: visible; }
.tag-lines path { stroke: var(--ink-dim); stroke-width: 1.2; stroke-dasharray: 3 4; fill: none; }
.tag-lines circle { fill: var(--paper); stroke: var(--ink); stroke-width: 1.2; }
.tag {
  position: absolute; left: 0; top: 0; z-index: 5; opacity: 0;
  display: inline-flex; align-items: center; gap: 8px; white-space: nowrap;
  padding: 7px 14px 7px 11px; font-size: 13.5px; font-weight: 600; border-radius: 100px;
  background: var(--glass-strong); border: 1px solid var(--glass-line); box-shadow: var(--shadow);
}
.tag i { width: 9px; height: 9px; border-radius: 50%; display: block; }

/* NAV chart card */
.nav-card { width: min(520px, 90vw); padding: 18px 20px 14px; }
.nav-card header { display: flex; justify-content: space-between; align-items: center; margin-bottom: 8px; }
.nav-card h3 { font-size: 19px; }
.nav-card .chip { font-size: 12px; font-weight: 700; padding: 5px 10px; border-radius: 8px; border: 1px solid var(--line); background: var(--surface); }
.nav-chart { width: 100%; height: auto; display: block; }
.nav-chart .grid line { stroke: var(--line); }
.nav-chart text { font-size: 10px; fill: var(--ink-dim); font-family: var(--sans); }
.nav-chart path[data-line] { fill: none; stroke-width: 2.4; stroke-linecap: round; stroke-linejoin: round; stroke-dasharray: 1; stroke-dashoffset: 1; }
.legend { display: flex; gap: 16px; flex-wrap: wrap; font-size: 12px; color: var(--ink-2); margin-top: 6px; }
.legend span { display: inline-flex; align-items: center; gap: 6px; }
.legend i { width: 9px; height: 9px; border-radius: 50%; }
.fine { font-size: 11px; color: var(--ink-dim); margin-top: 6px; }

/* corpus card */
.corpus-card { width: min(470px, 90vw); padding: 22px 24px; }
.corpus-card .label { font-family: var(--serif); font-weight: 600; font-size: 21px; }
.corpus-card .value { font-family: var(--serif); font-weight: 700; font-size: clamp(46px, 5vw, 72px); line-height: 1.05; letter-spacing: -0.02em; color: var(--ink); font-variant-numeric: tabular-nums; }
.corpus-card .meta { display: flex; gap: 22px; font-size: 13px; color: var(--ink-dim); margin: 6px 0 16px; }
.corpus-card .meta b { color: var(--ink); font-weight: 700; }
.corpus-card .actions { display: flex; gap: 10px; flex-wrap: wrap; }

/* finale: the rest of the logo (wordmark, tagline, service icons, motto) beside the settled tree.
   home.js sets --t (0..1) on each [data-step] so the lockup assembles with the scroll */
.sprite { position: absolute; width: 0; height: 0; overflow: hidden; }
.lockup { text-align: center; }
.lockup [data-step] { opacity: var(--t, 1); translate: 0 calc((1 - var(--t, 1)) * 22px); }
.finale { width: min(560px, 40vw); }
.finale .kicker { margin-bottom: 22px; }
.lockup-word { font-family: var(--serif); font-size: clamp(40px, 4.4vw, 74px); font-variation-settings: "opsz" 24; font-weight: 700; line-height: 1; letter-spacing: -0.02em; white-space: nowrap; color: var(--navy-ink); }
.lockup-word b { font-weight: 700; color: var(--gold); }
.lockup-rule { display: flex; align-items: center; gap: 16px; margin-top: 18px; }
.lockup-rule i { flex: 1; min-width: 20px; height: 1.5px; background: var(--gold); scale: var(--t, 1) 1; transform-origin: right; }
.lockup-rule i:last-child { transform-origin: left; }
.lockup-tag { margin-right: -0.32em; font-family: var(--sans); font-size: clamp(13px, 1.05vw, 17px); font-weight: 600; letter-spacing: 0.32em; text-transform: uppercase; white-space: nowrap; color: var(--navy-ink); }
.lockup-tag em { margin: 0 0.15em; font-style: normal; color: var(--gold); }
.lockup-icons { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); margin-top: 26px; list-style: none; }
.lockup-icons li { position: relative; display: flex; flex-direction: column; align-items: center; gap: 10px; padding: 0 10px; color: var(--navy-ink); }
.lockup-icons li + li::before { content: ""; position: absolute; left: 0; top: 6%; bottom: 6%; width: 1.5px; background: var(--gold); opacity: 0.8; }
.lockup-icons svg { width: clamp(36px, 3vw, 50px); height: clamp(36px, 3vw, 50px); scale: calc(0.6 + 0.4 * var(--t, 1)); }
.lockup-icons span { font-size: clamp(11px, 0.8vw, 13px); font-weight: 700; letter-spacing: 0.08em; line-height: 1.3; text-transform: uppercase; }
.lockup .lockup-rule:has(.script) { margin-top: 24px; }
.lockup .script { white-space: nowrap; color: var(--navy-ink); line-height: 1.1; }
.lockup .script .bar { color: var(--gold); margin: 0 10px; }
.finale .script { font-size: clamp(28px, 2.6vw, 44px); }
.finale .actions { display: flex; gap: 12px; justify-content: center; margin-top: 28px; flex-wrap: wrap; }

/* entrance callouts wear the logo's service icons instead of a dot */
.tag.callout i.ic { width: 30px; height: 30px; margin-top: 0; display: grid; place-items: center; border-radius: 50%; background: var(--surface); box-shadow: inset 0 0 0 1px var(--line); color: var(--navy-ink); }
.tag.callout i.ic svg { width: 20px; height: 20px; }
.tag.callout.compact i.ic { width: 22px; height: 22px; margin-top: 0; }
.tag.callout.compact i.ic svg { width: 15px; height: 15px; }

.scroll-cue {
  position: absolute; z-index: 6; left: 50%; bottom: 3.2vh; translate: -50% 0;
  display: flex; flex-direction: column; align-items: center; gap: 8px;
  font-size: 11px; letter-spacing: 0.3em; text-transform: uppercase; color: var(--ink-2); font-weight: 700;
  transition: opacity 0.5s ease;
}
.scroll-cue::after { content: ""; width: 1.5px; height: 32px; background: linear-gradient(var(--gold), transparent); animation: cue 1.8s ease-in-out infinite; }
@keyframes cue { 50% { transform: translateY(7px); opacity: 0.4; } }

.no-webgl .film-stage { background: radial-gradient(60% 60% at 70% 45%, #fffaf0, var(--bg)); }
.no-webgl #scene { display: none; }
.no-webgl .film-stage::before {
  content: ""; position: absolute; right: 12vw; top: 50%; width: min(40vw, 460px); aspect-ratio: 640/598;
  translate: 0 -50%; background: url(../img/logo-mark.png) center / contain no-repeat;
}

@media (max-width: 880px) {
  .film { height: 680vh; }
  .film-shade { background: linear-gradient(180deg, rgba(var(--bg-rgb), 0.85) 0%, rgba(var(--bg-rgb), 0) 38%), linear-gradient(0deg, rgba(var(--bg-rgb), 0.85) 0%, rgba(var(--bg-rgb), 0) 34%); }
  .cap-left { top: 84px; max-width: none; right: var(--gutter); }
  .cap-left .display { font-size: clamp(34px, 9vw, 52px); }
  .cap-left .lead { font-size: 15px; margin-top: 10px; }
  .cap-left .actions { margin-top: 16px; }
  .cap-bottom-left, .cap-bottom-center { left: 12px; right: 12px; bottom: 16px; translate: none; }
  .film-cards { gap: 10px; }
  .mini-card { width: auto; flex: 1; padding: 12px; }
  .mini-card .art { height: 64px; }
  .planner-art span { transform: scale(0.8); transform-origin: bottom left; }
  .nav-card, .corpus-card { width: 100%; }
  .corpus-card .value { font-size: 44px; }
  .rail { display: none; }
  .scroll-cue { display: none; }
  .cap-top .lead { display: none; }
  .nav-card { padding: 12px 14px 10px; }
  .nav-card h3 { font-size: 16px; }
  .nav-chart { max-height: 92px; }
  .nav-card .legend { font-size: 11px; gap: 4px 12px; margin-top: 2px; }
  .nav-card .fine, .corpus-card .fine { display: none; }
  .corpus-card { padding: 14px 16px; }
  .corpus-card .label { font-size: 16px; }
  .corpus-card .meta { margin: 2px 0 10px; }
  .corpus-card .btn { padding: 11px 18px; font-size: 14px; }
  .finale .script { font-size: clamp(28px, 7.6vw, 44px); }
  .film-foliage { display: none; }
  .tag { font-size: 11.5px; padding: 5px 10px 5px 8px; }
  .hide-sm { display: none !important; }
}

/* short laptop screens: keep film copy and cards apart */
@media (max-height: 820px) and (min-width: 881px) {
  .display { font-size: clamp(34px, 4.1vw, 60px); }
  .cap-left { top: 96px; }
  .cap-left .lead { font-size: 15.5px; margin-top: 12px; }
  .cap-left .actions { margin-top: 18px; }
  .mini-card .art { height: 64px; }
  .planner-art span { transform: scale(0.8); transform-origin: bottom left; }
  .nav-card { padding: 14px 18px 10px; }
  .nav-chart { max-height: 112px; }
  .corpus-card { padding: 16px 20px; }
  .corpus-card .value { font-size: 48px; }
}

/* ── editorial system ──────────────────────────────────────────
   Below the film the page is built from hairline rules, a 12-column
   grid and large type; two colour bands give it rhythm. No floating
   cards, no tilt. */
:root {
  --col-gap: clamp(16px, 2.2vw, 40px);
  --band: #16301f;
  --night: #0f1d3a;
  --on-dark: #f3eee5;
  --on-dark-dim: rgba(243, 238, 229, 0.64);
  --on-dark-line: rgba(243, 238, 229, 0.16);
}

.section { position: relative; padding: clamp(64px, 9vh, 112px) var(--side); }
.center { text-align: center; margin-left: auto; margin-right: auto; }
.center .lead { margin-left: auto; margin-right: auto; }

[data-reveal] { opacity: 0; transform: translate3d(0, 36px, 0) scale(0.985); transition: opacity 1.1s cubic-bezier(0.16, 1, 0.3, 1), transform 1.3s cubic-bezier(0.16, 1, 0.3, 1); transition-delay: var(--d, 0s); }
[data-reveal].in { opacity: 1; transform: none; }

/* 3D tilt (film cards) */
[data-tilt] { transform-style: preserve-3d; transition: transform 0.5s cubic-bezier(0.2, 0.6, 0.2, 1), box-shadow 0.4s ease; will-change: transform; }
[data-tilt].tilting { transition: transform 0.12s linear, box-shadow 0.4s ease; }
.lift { transform: translateZ(40px); }

/* type */
.ed-label {
  display: flex; align-items: baseline; gap: 12px;
  font-size: 12px; font-weight: 700; letter-spacing: 0.22em; text-transform: uppercase; color: var(--ink-2);
}
.ed-label span { font-family: var(--serif); font-size: 15px; font-weight: 500; letter-spacing: 0; color: var(--gold-text); font-variant-numeric: tabular-nums; }
.ed-label span::before { content: "("; }
.ed-label span::after { content: ")"; }
.ed-h { font-size: clamp(40px, 5.4vw, 96px); line-height: 0.98; letter-spacing: -0.035em; text-wrap: balance; }
.ed-h-md { font-size: clamp(34px, 4vw, 68px); }
h1 em, h2 em, h3 em { font-style: italic; font-weight: 400; color: var(--green); letter-spacing: -0.02em; }

/* section opener: label on the left, title across the rest of the grid */
.ed-head {
  display: grid; grid-template-columns: repeat(12, minmax(0, 1fr)); column-gap: var(--col-gap); row-gap: clamp(18px, 2.6vh, 30px);
  align-items: end; padding-top: 22px; border-top: 1px solid var(--line); margin-bottom: clamp(48px, 8vh, 104px);
}
.ed-head > .ed-label { grid-column: 1 / 4; grid-row: 1 / span 2; align-self: start; }
.ed-head > .ed-h { grid-column: 4 / -1; }
.ed-head > .lead { grid-column: 4 / 10; max-width: 52ch; }
.ed-head > .ed-aside { grid-column: 10 / -1; justify-self: end; }
/* no intro copy: title and aside share the first row */
.ed-head:not(:has(> .lead)) > .ed-h { grid-column: 4 / 10; }
.ed-head:not(:has(> .lead)) > .ed-aside { grid-row: 1; align-self: end; padding-bottom: 0.6em; }

/* arrow links */
.arw { width: 18px; height: 18px; flex: none; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; transition: transform 0.35s cubic-bezier(0.2, 0.7, 0.2, 1); }
.btn .arw { width: 16px; height: 16px; stroke-width: 2.2; }
.btn:hover .arw { transform: translateX(3px); }
.link-arrow {
  display: inline-flex; align-items: center; gap: 10px; padding-bottom: 5px; white-space: nowrap;
  font-weight: 700; font-size: 15px; color: var(--ink); text-decoration: none;
  background: linear-gradient(currentColor, currentColor) 0 100% / 100% 1px no-repeat;
  transition: background-size 0.45s cubic-bezier(0.2, 0.7, 0.2, 1), color 0.25s;
}
.link-arrow:hover { background-size: 0 1px; background-position: 100% 100%; }
.link-arrow:hover .arw, a:hover > .link-arrow .arw { transform: translateX(5px); }

/* (01) statement */
.statement { display: grid; grid-template-columns: repeat(12, minmax(0, 1fr)); column-gap: var(--col-gap); align-items: end; padding-top: clamp(110px, 18vh, 210px); }
.statement > .ed-label { grid-column: 1 / -1; }
.statement-aside { grid-column: 10 / -1; padding: 0 0 0.9em 22px; border-left: 1px solid var(--line); color: var(--ink-dim); }
.statement-text {
  grid-column: 1 / 10; margin-top: clamp(28px, 4vh, 48px); text-wrap: balance;
  font-size: clamp(46px, 7.6vw, 150px); line-height: 0.93; letter-spacing: -0.045em;
}
.statement-foot {
  grid-column: 1 / -1; display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 20px;
  margin-top: clamp(56px, 9vh, 110px); padding-top: 22px; border-top: 1px solid var(--line);
}
.pig { list-style: none; display: flex; flex-wrap: wrap; gap: 6px 0; font-family: var(--serif); font-size: clamp(20px, 1.7vw, 28px); letter-spacing: -0.01em; }
.pig li + li::before { content: "→"; margin: 0 0.55em; color: var(--gold); font-family: var(--sans); font-size: 0.8em; }

/* (02) services as an index */
.svc-list { list-style: none; border-bottom: 1px solid var(--line); }
.svc-list > li { border-top: 1px solid var(--line); }
.svc {
  position: relative; isolation: isolate; display: grid; grid-template-columns: repeat(12, minmax(0, 1fr)); column-gap: var(--col-gap);
  align-items: center; padding: clamp(30px, 4.6vh, 52px) 0; text-decoration: none; color: var(--ink);
}
.svc::before {
  content: ""; position: absolute; inset: 0 -50vw; z-index: -1; background: var(--paper);
  transform: scaleY(0); transform-origin: bottom; transition: transform 0.55s cubic-bezier(0.2, 0.7, 0.2, 1);
}
.svc:hover::before { transform: scaleY(1); }
.svc-n { grid-column: 1 / 2; align-self: start; padding-top: 0.6em; font-family: var(--serif); font-size: 15px; color: var(--gold); }
.svc-name {
  grid-column: 2 / 6; display: flex; align-items: center; gap: clamp(14px, 1.4vw, 24px);
  font-family: var(--serif); font-weight: 600; font-size: clamp(32px, 3.2vw, 56px); line-height: 1; letter-spacing: -0.035em;
  transition: transform 0.55s cubic-bezier(0.2, 0.7, 0.2, 1);
}
.svc-name img { width: clamp(42px, 3.4vw, 62px); height: auto; flex: none; }
.svc:hover .svc-name { transform: translateX(12px); }
.svc-body { grid-column: 6 / 11; color: var(--ink-dim); max-width: 56ch; }
.svc-points { display: flex; flex-wrap: wrap; gap: 6px 20px; margin-top: 14px; font-size: 13.5px; font-weight: 600; color: var(--ink-2); }
.svc-points i { display: inline-flex; align-items: center; gap: 8px; font-style: normal; }
.svc-points i::before { content: ""; width: 5px; height: 5px; border-radius: 50%; background: var(--gold); }
.svc-go { grid-column: 11 / -1; justify-self: end; display: inline-flex; align-items: center; gap: 14px; white-space: nowrap; font-size: 14px; font-weight: 700; color: var(--ink-2); }
.svc-go .arw { width: 46px; height: 46px; padding: 13px; border: 1px solid var(--line); border-radius: 50%; transition: background 0.3s, color 0.3s, border-color 0.3s, transform 0.45s cubic-bezier(0.2, 0.7, 0.2, 1); }
.svc:hover .svc-go { color: var(--ink); }
.svc:hover .svc-go .arw { background: var(--ink); border-color: var(--ink); color: var(--bg); transform: rotate(-45deg); }

/* (04) dark evergreen band: process + the compounding proof */
.band { background: var(--band); color: var(--on-dark); }
.band .ed-head, .band .proof, .band .process > li { border-color: var(--on-dark-line); }
.band .ed-label, .band .lead, .band .fine { color: var(--on-dark-dim); }
.band .ed-label span { color: var(--gold-bright); }
.band h2, .band h3, .band .link-arrow { color: var(--on-dark); }
.band h2 em { color: var(--gold-bright); }
.process { list-style: none; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); column-gap: var(--col-gap); row-gap: 48px; }
.process > li { position: relative; padding-top: 34px; border-top: 1px solid var(--line); }
.process > li::before { content: ""; position: absolute; top: -5px; left: 0; width: 9px; height: 9px; border-radius: 50%; background: var(--gold-bright); }
.process-n { display: block; font-family: var(--serif); font-size: clamp(64px, 7vw, 128px); font-weight: 500; line-height: 0.85; letter-spacing: -0.04em; color: transparent; -webkit-text-stroke: 1px var(--gold-bright); }
.process h3 { font-size: clamp(26px, 2.2vw, 38px); margin: 24px 0 10px; }
.process p { color: var(--on-dark-dim); max-width: 36ch; }
.process-plain > li::before { background: var(--gold); }
.process-plain .process-n { -webkit-text-stroke-color: var(--gold); }
.process-plain p { color: var(--ink-dim); }

.proof { margin-top: clamp(80px, 13vh, 150px); padding-top: 22px; border-top: 1px solid var(--line); }
.proof-figs { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin: clamp(34px, 6vh, 64px) 0 clamp(30px, 5vh, 48px); }
.fig { display: block; font-family: var(--serif); font-size: clamp(46px, 7.4vw, 150px); font-weight: 500; line-height: 0.9; letter-spacing: -0.045em; white-space: nowrap; }
.fig small { margin-left: 0.1em; font-size: 0.36em; letter-spacing: 0; color: var(--gold-bright); }
.proof-figs p { margin-top: 16px; font-size: 12px; font-weight: 700; letter-spacing: 0.2em; text-transform: uppercase; color: var(--on-dark-dim); }
.proof-figs .total .fig { font-style: italic; font-weight: 400; color: var(--gold-bright); }
.op { font-family: var(--serif); font-size: clamp(30px, 3.6vw, 70px); line-height: 1.2; color: var(--on-dark-dim); }
.proof-bar { display: flex; height: 8px; background: var(--gold-bright); }
.proof-bar i { width: var(--w); background: var(--on-dark); transition: width 1.8s cubic-bezier(0.2, 0.7, 0.2, 1) 0.4s; }
.proof:not(.in) .proof-bar i { width: 0; }
.proof-foot { display: flex; justify-content: space-between; align-items: center; gap: 16px 32px; flex-wrap: wrap; margin-top: 22px; }
.proof-foot .fine { margin: 0; font-size: 13px; }


/* signature line */
.signature { text-align: center; }
.signature .script { font-size: clamp(42px, 7.4vw, 146px); line-height: 1.1; color: var(--navy-ink); white-space: nowrap; }
.signature .script .bar { margin: 0 0.2em; color: var(--gold); }
.signature-note { margin-top: 14px; color: var(--ink-dim); }

/* (06) newsletter on a rule, underline fields */
.nl { display: grid; grid-template-columns: repeat(12, minmax(0, 1fr)); column-gap: var(--col-gap); row-gap: 40px; align-items: end; padding-top: 22px; border-top: 1px solid var(--line); }
.nl-copy { grid-column: 1 / 7; }
.nl-copy .ed-h { margin: clamp(22px, 3vh, 32px) 0 16px; }
.nl-form { grid-column: 8 / -1; }
.nl .form-row { display: grid; grid-template-columns: 1fr 1fr auto; gap: 28px; align-items: end; }
.line-field { display: block; }
.line-field > span, .contact-form label { display: block; font-size: 12px; font-weight: 700; letter-spacing: 0.2em; text-transform: uppercase; color: var(--ink-2); }
.input {
  width: 100%; padding: 15px 18px; border-radius: 14px; border: 1px solid var(--line);
  background: var(--surface); outline: none; font-size: 15px; transition: border-color 0.2s, box-shadow 0.2s;
}
.input:focus { border-color: var(--gold); box-shadow: 0 0 0 4px rgba(217, 174, 85, 0.2); }
.input.invalid { border-color: #b4452f; box-shadow: 0 0 0 4px rgba(180, 69, 47, 0.12); }
.input.line, .contact-form .input { padding: 12px 0; border: 0; border-bottom: 1px solid var(--ink-2); border-radius: 0; background: none; font-size: 17px; }
.input.line:focus, .contact-form .input:focus { border-color: var(--gold); box-shadow: 0 1px 0 var(--gold); }
.input.line:focus-visible, .contact-form .input:focus-visible { outline: none; }
.input.line.invalid, .contact-form .input.invalid { border-color: #b4452f; box-shadow: 0 1px 0 #b4452f; }
textarea.input { resize: vertical; min-height: 150px; }
.form-note { font-size: 13px; color: var(--ink-dim); margin-top: 12px; min-height: 1.4em; }
.form-note.ok { color: var(--green); font-weight: 700; }
.form-note.err { color: #b4452f; font-weight: 600; }

/* (07) closing band — runs straight into the footer */
.cta-band { background: var(--night); color: var(--on-dark); padding: clamp(96px, 16vh, 190px) var(--side) clamp(64px, 10vh, 110px); }
.cta-band .ed-label { color: var(--on-dark-dim); }
.cta-band .ed-label span { color: var(--gold-bright); }
.cta-h { max-width: 18ch; margin: clamp(24px, 4vh, 40px) 0 clamp(52px, 9vh, 96px); font-size: clamp(50px, 8.4vw, 168px); line-height: 0.92; letter-spacing: -0.045em; color: var(--on-dark); text-wrap: balance; }
.cta-h em { color: var(--gold-bright); }
.cta-row { display: grid; grid-template-columns: repeat(12, minmax(0, 1fr)); column-gap: var(--col-gap); row-gap: 28px; align-items: center; padding-top: 26px; border-top: 1px solid var(--on-dark-line); }
.cta-row p { grid-column: 1 / 6; max-width: 46ch; color: var(--on-dark-dim); }
.cta-row .actions { grid-column: 7 / -1; justify-self: end; display: flex; align-items: center; gap: 20px 36px; flex-wrap: wrap; }
.cta-band .link-arrow { color: var(--on-dark); }

/* footer */
.site-footer { container-type: inline-size; margin-top: clamp(40px, 6vh, 72px); padding: clamp(64px, 10vh, 110px) var(--side) 30px; background: var(--night); color: var(--on-dark-dim); }
main:has(> .cta-band:last-child) + .site-footer { margin-top: 0; padding-top: 0; }
.footer-grid { display: grid; grid-template-columns: repeat(12, minmax(0, 1fr)); column-gap: var(--col-gap); row-gap: 40px; padding-top: 44px; border-top: 1px solid var(--on-dark-line); }
.foot-intro { grid-column: 1 / 5; }
.foot-intro p { max-width: 30ch; font-family: var(--serif); font-size: clamp(18px, 1.3vw, 22px); line-height: 1.35; letter-spacing: -0.01em; color: var(--on-dark); }
.footer-grid > div:nth-child(2) { grid-column: 6 / 8; }
.footer-grid > div:nth-child(3) { grid-column: 8 / 10; }
.footer-grid > div:nth-child(4) { grid-column: 10 / -1; }
.footer-grid h2 { margin-bottom: 18px; font-family: var(--sans); font-size: 12px; font-weight: 700; letter-spacing: 0.22em; text-transform: uppercase; color: var(--on-dark-dim); }
.footer-grid a { display: block; margin-bottom: 10px; font-size: 15px; text-decoration: none; color: var(--on-dark); transition: color 0.2s; }
.footer-grid a:hover { color: var(--gold-bright); }
.contact-line { display: flex !important; gap: 10px; align-items: flex-start; }
.contact-line svg { width: 17px; height: 17px; flex: none; margin-top: 3px; color: var(--gold-bright); }
/* the footer signature repeats the header lockup (tree + navy "My Wealth" + gold "Key")
   on a cream plate, in brand colours that stay put in the dark theme */
.foot-sign { --sign-bg: #f3eee5; --sign-navy: #12295a; --sign-gold: #bf8f2e; display: flex; align-items: center; justify-content: center; gap: 0.3em; margin: clamp(64px, 11vh, 130px) 0 clamp(28px, 4vh, 44px); padding: 0.5em 0.5em; border-radius: 4px; background: var(--sign-bg); font-size: 9.2cqi; }
.foot-sign img { width: 1.4em; height: auto; flex: none; }
.foot-word { margin: 0; font-family: var(--serif); font-size: 1em; font-weight: 700; font-variation-settings: "opsz" 24; line-height: 1; letter-spacing: -0.02em; white-space: nowrap; color: var(--sign-navy); }
.foot-word b { font-weight: 700; color: var(--sign-gold); }
.disclaimer { max-width: 120ch; font-size: 12px; line-height: 1.6; color: var(--on-dark-dim); }
.footer-bottom { display: flex; justify-content: space-between; align-items: center; gap: 16px; flex-wrap: wrap; margin-top: 24px; padding-top: 22px; border-top: 1px solid var(--on-dark-line); font-size: 13px; color: var(--on-dark-dim); }
.footer-bottom a { color: var(--on-dark-dim); }
.foot-script { font-size: 22px; color: var(--on-dark); }

/* ── inner pages ───────────────────────────────────────────── */
.page-hero.compact .display { max-width: 16ch; font-size: clamp(46px, 7.2vw, 136px); line-height: 0.94; letter-spacing: -0.045em; }

/* about: values, practices, team */
.values { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); column-gap: var(--col-gap); row-gap: 48px; }
.val-item { padding-top: 22px; border-top: 1px solid var(--line); }
.val-n { font-family: var(--serif); font-size: 15px; color: var(--gold-text); }
.val-item .ic { width: 30px; height: 30px; margin: 34px 0 22px; color: var(--green); }
.val-item .ic svg { width: 30px; height: 30px; stroke-width: 1.6; }
.val-item h3 { margin-bottom: 10px; font-size: clamp(26px, 2.2vw, 38px); }
.val-item p { max-width: 30ch; color: var(--ink-dim); }
.portfolio { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); column-gap: var(--col-gap); row-gap: 56px; }
.pcard .visual { aspect-ratio: 4 / 3; display: grid; place-items: center; overflow: hidden; border-radius: 4px; }
.pcard .visual svg { width: 62%; height: auto; transition: transform 1s cubic-bezier(0.2, 0.7, 0.2, 1); }
.pcard:hover .visual svg { transform: scale(1.06); }
.pcard .body { padding-top: 24px; }
.pcard h3 { margin-bottom: 10px; font-size: clamp(26px, 2.2vw, 36px); }
.pcard p { max-width: 40ch; color: var(--ink-dim); }
.v-health { background: linear-gradient(150deg, #e6efe4, #d3e3cf); }
.v-budget { background: linear-gradient(150deg, #f4ead6, #ead9b8); }
.v-portfolio { background: linear-gradient(150deg, #e3e7f1, #cfd7e9); }
.team { display: grid; grid-template-columns: repeat(auto-fill, minmax(min(100%, 420px), 1fr)); column-gap: var(--col-gap); row-gap: 40px; }
.member { display: grid; grid-template-columns: auto 1fr; column-gap: 26px; align-items: start; align-content: start; padding-top: 26px; border-top: 1px solid var(--line); }
.avatar { grid-row: span 3; width: 96px; height: 96px; border-radius: 50%; display: grid; place-items: center; font-family: var(--serif); font-size: 34px; font-weight: 600; color: #fff; background: radial-gradient(circle at 30% 25%, #2c4c8f, #12295a); box-shadow: 0 0 0 4px var(--bg), 0 0 0 5px var(--gold); }
.member h3 { font-size: clamp(26px, 2.2vw, 34px); }
.member .role { margin: 6px 0 12px; font-size: 12px; font-weight: 700; letter-spacing: 0.2em; text-transform: uppercase; color: var(--gold-text); }
.member p { max-width: 42ch; color: var(--ink-dim); }


/* contact */
.contact-grid { display: grid; grid-template-columns: repeat(12, minmax(0, 1fr)); column-gap: var(--col-gap); row-gap: 64px; align-items: start; }
.contact-form { grid-column: 1 / 8; padding-top: 22px; border-top: 1px solid var(--line); }
.contact-form > .ed-label { margin-bottom: clamp(28px, 4vh, 40px); }
.contact-form .grid2 { display: grid; grid-template-columns: 1fr 1fr; column-gap: 32px; }
.contact-form .f { margin-bottom: 30px; }
.contact-info { grid-column: 9 / -1; padding-top: 22px; border-top: 1px solid var(--line); }
.contact-info > .ed-label { margin-bottom: 10px; }
.info-row { display: flex; gap: 18px; align-items: flex-start; padding: 22px 0; border-bottom: 1px solid var(--line); text-decoration: none; }
.info-row .ic { flex: none; width: 22px; padding-top: 2px; color: var(--gold); }
.info-row .ic svg { width: 22px; height: 22px; }
.info-row small { display: block; margin-bottom: 4px; font-size: 12px; font-weight: 700; letter-spacing: 0.2em; text-transform: uppercase; color: var(--ink-dim); }
.info-row b { font-family: var(--serif); font-size: 20px; font-weight: 500; line-height: 1.3; transition: color 0.2s; }
.info-row:hover b { color: var(--green); }
.contact-info > div { padding-top: 24px; }
.map { margin-top: clamp(64px, 10vh, 110px); height: 460px; overflow: hidden; border-radius: 4px; background: var(--bg-2); }
.map iframe { width: 100%; height: 100%; border: 0; display: block; filter: saturate(0.85) sepia(0.12); }


/* ── responsive ────────────────────────────────────────────── */
@media (max-width: 1100px) {
  .svc-n { display: none; }
  .svc-name { grid-column: 1 / 6; }
  .svc-body { grid-column: 6 / -1; }
  .svc-go { grid-column: 6 / -1; justify-self: start; margin-top: 18px; }
  .values { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 860px) {
  .ed-head, .statement, .svc, .nl, .cta-row, .contact-grid { grid-template-columns: minmax(0, 1fr); }
  .ed-head > *, .statement > *, .svc > *, .nl > *, .cta-row > *, .contact-grid > * { grid-column: 1 / -1 !important; grid-row: auto !important; }
  .ed-head > .ed-aside, .cta-row .actions { justify-self: start; }
  .statement-aside { margin-top: 28px; padding: 0 0 0 18px; }
  .svc { row-gap: 14px; }
  .svc-go { margin-top: 6px; }
  .process, .portfolio { grid-template-columns: minmax(0, 1fr); }
  .proof-figs { flex-direction: column; gap: 8px; }
  .op { line-height: 1; }
  .nl .form-row { grid-template-columns: 1fr; gap: 22px; }
  .nl .form-row .btn { justify-self: start; }
  .footer-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .footer-grid > div { grid-column: auto !important; }
  .footer-grid > .foot-intro { grid-column: 1 / -1 !important; }
  .signature .script { white-space: normal; }
}
@media (max-width: 560px) {
  .values, .footer-grid { grid-template-columns: minmax(0, 1fr); }
  .contact-form .grid2 { grid-template-columns: 1fr; }
  .svc-name img { width: 40px; }
  .map { height: 340px; }
}

/* calculator: see the SIP calculator block at the end */

/* ── inner pages ───────────────────────────────────────────── */
.page-hero { position: relative; min-height: min(86vh, 820px); display: grid; grid-template-columns: 1fr 1fr; align-items: center; gap: 24px; padding: 120px var(--side) 40px; }
.page-hero .copy .kicker { display: block; margin-bottom: 18px; }
.page-hero .copy .lead { margin-top: 18px; }
.page-hero .copy .actions { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 30px; }
.hero-3d { position: relative; height: min(66vh, 620px); }
.hero-3d canvas { position: absolute; inset: 0; width: 100%; height: 100%; display: block; }
.hero-3d .fallback { position: absolute; inset: 10%; background: url(../img/logo-mark.png) center / contain no-repeat; opacity: 0; transition: opacity 0.4s; }
.hero-3d.no-webgl .fallback { opacity: 1; }
/* About: the tree sits in the top of the stage, the logo's words beneath it */
.hero-3d.has-lockup { height: min(76vh, 700px); }
.hero-3d.has-lockup .fallback { inset: 4% 20% 46%; }
.hero-lockup { position: absolute; left: 0; right: 0; bottom: 2%; width: min(500px, 100%); margin: 0 auto; transform-origin: 50% 0; will-change: transform; pointer-events: none; }
.hero-lockup .lockup-word { font-size: clamp(34px, 3.2vw, 52px); }
.hero-lockup .lockup-rule { margin-top: 12px; }
.hero-lockup .lockup-tag { font-size: clamp(11px, 0.9vw, 14px); }
.hero-lockup .lockup-icons { margin-top: 18px; }
.hero-lockup .lockup-icons svg { width: clamp(30px, 2.4vw, 40px); height: clamp(30px, 2.4vw, 40px); }
.hero-lockup .lockup-icons span { font-size: clamp(10px, 0.72vw, 11.5px); }
.hero-lockup .lockup-rule:has(.script) { margin-top: 16px; }
.hero-lockup .script { font-size: clamp(22px, 1.9vw, 32px); }
.page-hero::before { content: ""; position: absolute; inset: 0; z-index: -1; pointer-events: none; background: radial-gradient(50% 60% at 72% 50%, #fffaf1 0%, rgba(255, 250, 241, 0) 70%); }
@media (max-width: 880px) {
  .page-hero { grid-template-columns: 1fr; padding-top: 100px; min-height: auto; }
  .hero-3d { height: 52vh; order: -1; }
}
.page-hero.compact { min-height: auto; grid-template-columns: 1fr; text-align: center; padding-bottom: 20px; }
.page-hero.compact .lead { margin-left: auto; margin-right: auto; }



.legal { max-width: 760px; margin: 0 auto; padding: 0 var(--gutter); }
.legal p { margin-bottom: 18px; color: var(--ink-2); }
.legal h2 { font-size: 24px; margin: 30px 0 10px; }
.legal ul { margin: 0 0 18px 1.2em; color: var(--ink-2); }
.legal li { margin-bottom: 10px; padding-left: 4px; }
.legal li::marker { color: var(--gold); }
.legal b { color: var(--ink); font-weight: 600; }
.legal a { color: inherit; text-decoration: underline; text-underline-offset: 3px; }

@media (prefers-reduced-motion: reduce) {
  [data-reveal] { opacity: 1; transform: none; transition: none; }
  * { scroll-behavior: auto !important; }
}

.skip { position: absolute; left: -999px; top: 12px; z-index: 300; padding: 10px 16px; border-radius: 10px; background: var(--navy); color: #fff; text-decoration: none; font-weight: 700; }
.skip:focus { left: 12px; }

/* smooth scroll (Lenis) */
html.lenis, html.lenis body { height: auto; }
.lenis.lenis-smooth { scroll-behavior: auto !important; }
.lenis.lenis-smooth [data-lenis-prevent] { overscroll-behavior: contain; }
.lenis.lenis-stopped { overflow: clip; }
.film-stage { contain: layout paint; }
.tag { will-change: transform, opacity; }

/* ── product shelf (home): a ruled directory ──────────────────── */
.pf-sprite { position: absolute; width: 0; height: 0; overflow: hidden; }
.pf [hidden] { display: none !important; }
.pf .pf-ic svg, .pf-tabs svg, .pf-label svg, .pf-search svg {
  fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round;
}
.pf-panel[data-accent="green"] { --accent: var(--green); }
.pf-panel[data-accent="gold"] { --accent: #9c7020; }
.pf-panel[data-accent="navy"] { --accent: var(--navy); }
.pf-panel[data-accent="slate"] { --accent: #44609a; }
.pf-panel[data-accent="deep"] { --accent: var(--green-deep); }
.pf-panel[data-accent="bright"] { --accent: #9c7020; }

.pf-search { display: flex; align-items: center; gap: 12px; width: min(420px, 100%); padding: 4px 0; border-bottom: 1px solid var(--ink-2); transition: border-color 0.2s, box-shadow 0.2s; }
.pf-search:focus-within { border-color: var(--gold); box-shadow: 0 1px 0 var(--gold); }
.pf-search svg { width: 18px; height: 18px; flex: none; color: var(--gold); }
.pf-search input { flex: 1; min-width: 0; padding: 12px 0; border: 0; background: none; outline: none; font-size: 16px; }
.pf-search input:focus-visible { outline: none; }
.pf-search input::placeholder { color: var(--ink-dim); }
.pf-search input::-webkit-search-cancel-button { display: none; }
.pf-clear { width: 30px; height: 30px; flex: none; border: 0; border-radius: 50%; background: var(--chip); cursor: pointer; font-size: 18px; line-height: 1; color: var(--ink-2); }
.pf-clear:hover { background: var(--ink); color: var(--bg); }

/* sticky category bar: text tabs on a rule, full-bleed backing */
.pf-bar {
  position: sticky; top: 70px; z-index: 30; margin-bottom: clamp(48px, 7vh, 80px);
  background: rgb(var(--bg-rgb)); box-shadow: 0 0 0 100vmax rgb(var(--bg-rgb)); clip-path: inset(0 -100vmax);
  border-bottom: 1px solid var(--line);
}
.pf-tabs { display: flex; justify-content: space-between; gap: clamp(20px, 2.6vw, 44px); overflow-x: auto; scrollbar-width: none; }
.pf-tabs::-webkit-scrollbar { display: none; }
.pf-tabs button {
  position: relative; flex: none; display: inline-flex; align-items: center; gap: 10px; padding: 20px 0 18px;
  border: 0; background: none; cursor: pointer; white-space: nowrap; font-size: 15px; font-weight: 600; color: var(--ink-dim);
  transition: color 0.25s, opacity 0.25s;
}
.pf-tabs button::after { content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 2px; background: var(--gold); transform: scaleX(0); transform-origin: left; transition: transform 0.4s cubic-bezier(0.2, 0.7, 0.2, 1); }
.pf-tabs button:hover, .pf-tabs button.on { color: var(--ink); }
.pf-tabs button.on::after { transform: scaleX(1); }
.pf-tabs button svg { width: 18px; height: 18px; color: var(--gold); }
.pf-tabs button b { translate: 0 -0.55em; font-family: var(--serif); font-size: 12.5px; font-weight: 500; color: var(--gold); font-variant-numeric: tabular-nums; }
.pf-searching .pf-tabs button.on { color: var(--ink-dim); }
.pf-searching .pf-tabs button.on::after { transform: scaleX(0); }
.pf-tabs button.empty { opacity: 0.35; }
.pf-status { margin: calc(-1 * clamp(24px, 4vh, 48px)) 0 32px; font-size: 15px; font-weight: 600; color: var(--ink-2); }
.pf-status:empty { display: none; }

/* panel intro: art, title, facts — no box */
.pf-panel { outline: none; }
.pf-intro { display: grid; grid-template-columns: repeat(12, minmax(0, 1fr)); column-gap: var(--col-gap); row-gap: 32px; align-items: start; margin-bottom: clamp(56px, 9vh, 104px); }
.pf-visual { grid-column: 1 / 4; padding-top: 8px; }
.pf-visual svg { width: 100%; max-width: 250px; height: auto; animation: pf-float 6s ease-in-out infinite; }
@keyframes pf-float { 50% { translate: 0 -7px; } }
.pf-copy { grid-column: 4 / 9; }
.pf-copy .ed-label { color: var(--accent); }
.pf-title { margin: 16px 0 20px; font-size: clamp(46px, 5.4vw, 92px); line-height: 0.94; letter-spacing: -0.04em; }
.pf-copy .lead { margin-bottom: 26px; }
.pf-facts { grid-column: 9 / -1; }
.pf-facts ol { list-style: none; counter-reset: fact; margin-top: 16px; border-bottom: 1px solid var(--line); }
.pf-facts li { counter-increment: fact; display: grid; grid-template-columns: 36px 1fr; padding: 16px 0; border-top: 1px solid var(--line); font-size: 15px; line-height: 1.55; color: var(--ink-2); }
.pf-facts li::before { content: counter(fact, decimal-leading-zero); font-family: var(--serif); font-size: 14px; color: var(--gold); }
.pf-label { display: none; }

/* groups: name pinned on the left, products as a ruled directory */
.pf-group { display: grid; grid-template-columns: repeat(12, minmax(0, 1fr)); column-gap: var(--col-gap); }
.pf-group + .pf-group { margin-top: clamp(56px, 9vh, 96px); }
.pf-group > header { grid-column: 1 / 4; align-self: start; position: sticky; top: 150px; padding: 22px var(--col-gap) 0 0; border-top: 1px solid var(--ink-2); }
.pf-group h4 { display: flex; align-items: baseline; gap: 10px; font-family: var(--serif); font-size: clamp(24px, 2.1vw, 34px); font-weight: 600; line-height: 1.1; letter-spacing: -0.02em; }
.pf-n { font-family: var(--serif); font-size: 15px; font-weight: 500; color: var(--accent); }
.pf-n::before { content: "("; }
.pf-n::after { content: ")"; }
.pf-group header p { margin-top: 12px; max-width: 30ch; font-size: 14.5px; color: var(--ink-dim); }
.pf-grid { grid-column: 4 / -1; display: grid; grid-template-columns: repeat(auto-fill, minmax(min(100%, 270px), 1fr)); column-gap: var(--col-gap); }
.pf-card { position: relative; display: flex; flex-direction: column; padding: 22px 0 30px; border-top: 1px solid var(--line); text-decoration: none; color: var(--ink); }
.pf-card::before { content: ""; position: absolute; top: -1px; left: 0; right: 0; height: 1px; background: var(--accent); transform: scaleX(0); transform-origin: left; transition: transform 0.5s cubic-bezier(0.2, 0.7, 0.2, 1); }
.pf-card:hover::before, .pf-card:focus-visible::before { transform: scaleX(1); }
.pf-top { display: flex; justify-content: space-between; align-items: center; margin-bottom: 18px; }
.pf-ic { display: grid; color: var(--accent); }
.pf-ic svg { width: 22px; height: 22px; }
.pf-ask { display: inline-flex; align-items: center; gap: 6px; font-size: 13px; font-weight: 700; color: var(--accent); opacity: 0; transform: translateX(-8px); transition: opacity 0.3s, transform 0.4s cubic-bezier(0.2, 0.7, 0.2, 1); }
.pf-ask .arw { width: 16px; height: 16px; }
.pf-card:hover .pf-ask, .pf-card:focus-visible .pf-ask { opacity: 1; transform: none; }
.pf-card h5 { margin-bottom: 8px; font-family: var(--serif); font-size: clamp(20px, 1.45vw, 24px); font-weight: 600; line-height: 1.15; letter-spacing: -0.015em; transition: color 0.25s; }
.pf-card:hover h5 { color: var(--accent); }
.pf-card p { flex: 1; max-width: 42ch; font-size: 14.5px; line-height: 1.6; color: var(--ink-dim); }
.pf-meta { display: flex; flex-wrap: wrap; align-items: center; gap: 6px 16px; margin-top: 16px; }
.pf-tag { display: inline-flex; align-items: center; gap: 8px; font-size: 11px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: var(--ink-2); }
.pf-tag::before { content: ""; width: 4px; height: 4px; border-radius: 50%; background: var(--accent); }
.pf-risk { --rc: var(--green); display: inline-flex; align-items: center; gap: 2.5px; margin-left: auto; font-size: 11px; font-weight: 700; color: var(--ink-dim); white-space: nowrap; }
.pf-risk[data-r="3"] { --rc: var(--gold); }
.pf-risk[data-r="4"], .pf-risk[data-r="5"] { --rc: #b5643a; }
.pf-risk i { width: 5px; height: 12px; border-radius: 1px; background: var(--stone); }
.pf-risk i.f { background: var(--rc); }
.pf-risk em { margin-left: 5px; font-style: normal; }
.pf-risk .sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }

.pf-panel:not([hidden]) .pf-intro { animation: pf-in 0.8s cubic-bezier(0.16, 1, 0.3, 1) backwards; }
.pf-panel:not([hidden]) .pf-card { animation: pf-in 0.75s cubic-bezier(0.16, 1, 0.3, 1) backwards; animation-delay: calc(var(--i, 0) * 32ms + 0.08s); }
@keyframes pf-in { from { opacity: 0; transform: translate3d(0, 22px, 0); } }

/* search results: every shelf at once, grouped */
.pf-searching .pf-intro { display: none; }
.pf-searching .pf-card { animation: none; }
.pf-searching .pf-label { display: flex; align-items: center; gap: 12px; margin-bottom: 28px; font-family: var(--serif); font-size: clamp(30px, 3vw, 48px); font-weight: 600; letter-spacing: -0.03em; }
.pf-searching .pf-label svg { width: 26px; height: 26px; color: var(--gold); }
.pf-searching .pf-panel:not([hidden]) ~ .pf-panel:not([hidden]) { margin-top: clamp(64px, 9vh, 104px); }
.pf-fine { max-width: 110ch; margin-top: clamp(56px, 8vh, 88px); font-size: 12px; line-height: 1.6; }

@media (hover: none) { .pf-ask { opacity: 1; transform: none; } }
@media (max-width: 1100px) {
  .pf-copy { grid-column: 4 / -1; }
  .pf-facts { grid-column: 4 / -1; }
  .pf-group > header { grid-column: 1 / -1; position: static; padding-right: 0; margin-bottom: 8px; }
  .pf-grid { grid-column: 1 / -1; }
}
@media (max-width: 1080px) { .pf-tabs { justify-content: flex-start; } }
@media (max-width: 680px) {
  .pf-intro { grid-template-columns: minmax(0, 1fr); }
  .pf-intro > * { grid-column: 1 / -1 !important; }
  .pf-visual svg { max-width: 170px; }
  .pf-tabs button { padding: 16px 0 14px; font-size: 14px; }
  .pf-search { width: 100%; }
}
@media (prefers-reduced-motion: reduce) {
  .pf-visual svg, .pf-panel:not([hidden]) .pf-card, .pf-panel:not([hidden]) .pf-intro { animation: none; }
  .proof-bar i { transition: none; }
}

/* standalone SIP calculator page: the compact hero already gives the top breathing room */
.calc-page { padding-top: clamp(24px, 4vh, 48px); }

/* ── scrollbars: slim, rounded, in the theme's colours ─────── */
/* Chromium / Safari: the thumb is inset by a clear border, so it reads 4px and
   widens to 6px on hover. (scrollbar-color would switch these styles off in
   Chromium 121+, so the standard properties are for Firefox only.) */
::-webkit-scrollbar { width: 10px; height: 10px; }
::-webkit-scrollbar-track { background: var(--scroll-track); }
::-webkit-scrollbar-thumb {
  background: var(--scroll-thumb); background-clip: padding-box;
  border: 3px solid transparent; border-radius: 10px; min-height: 48px;
}
::-webkit-scrollbar-thumb:hover { background-color: var(--scroll-thumb-hover); border-width: 2px; }
::-webkit-scrollbar-thumb:active { background-color: var(--gold); border-width: 2px; }
::-webkit-scrollbar-corner { background: var(--scroll-track); }
@supports not selector(::-webkit-scrollbar) {
  html { scrollbar-width: thin; scrollbar-color: var(--scroll-thumb) var(--scroll-track); }
}

/* ── theme switch (header) ─────────────────────────────────── */
.nav-links { order: 1; margin-left: auto; }
.theme-toggle {
  order: 2; flex: none; position: relative; width: 40px; height: 40px; border-radius: 50%; cursor: pointer;
  display: grid; place-items: center; border: 1px solid var(--line); background: var(--surface-soft); color: var(--ink-2);
  transition: background 0.25s, color 0.25s, border-color 0.25s;
}
.theme-toggle:hover { background: var(--surface); color: var(--ink); border-color: var(--gold); }
.theme-toggle svg {
  grid-area: 1 / 1; width: 19px; height: 19px; fill: none; stroke: currentColor; stroke-width: 1.9; stroke-linecap: round; stroke-linejoin: round;
  transition: opacity 0.35s ease, transform 0.55s cubic-bezier(0.2, 0.7, 0.2, 1);
}
.theme-toggle .sun { color: var(--gold-bright); }
:root:not([data-theme="dark"]) .theme-toggle .sun, [data-theme="dark"] .theme-toggle .moon { opacity: 0; transform: rotate(-90deg) scale(0.4); }
@media (max-width: 1080px) {
  .theme-toggle { margin-left: auto; }
  .nav-toggle { order: 3; }
}
/* a brief cross-fade when the theme flips (not on first paint) */
.theme-anim, .theme-anim *, .theme-anim *::before, .theme-anim *::after {
  transition: background-color 0.45s ease, color 0.45s ease, border-color 0.45s ease, fill 0.45s ease, stroke 0.45s ease, box-shadow 0.45s ease !important;
}

/* ── dark theme: night limestone ───────────────────────────── */
:root[data-theme="dark"] {
  color-scheme: dark;
  --bg: #11151e;
  --bg-2: #0c1017;
  --bg-rgb: 17, 21, 30;
  --stone: #2c3341;
  --paper: #1a202b;
  --ink: #efe9dd;
  --ink-2: #cfc8ba;
  --ink-dim: rgba(239, 233, 221, 0.64);
  --line: rgba(239, 233, 221, 0.12);
  --navy: #2d4c8f;
  --navy-ink: #e3e8f4;
  --scroll-thumb: rgba(239, 233, 221, 0.2);
  --scroll-thumb-hover: rgba(217, 174, 85, 0.7);
  --green: #84c78d;
  --green-deep: #a6d8ac;
  --green-soft: #74ae58;
  --gold: #d8ab4f;
  --gold-bright: #e9c574;
  --gold-text: #d8ab4f;
  --slate: #8ea3cf;
  --glass: rgba(27, 33, 45, 0.82);
  --glass-strong: rgba(25, 31, 43, 0.95);
  --glass-line: rgba(255, 255, 255, 0.08);
  --surface: rgba(255, 255, 255, 0.06);
  --surface-soft: rgba(255, 255, 255, 0.035);
  --chip: rgba(239, 233, 221, 0.08);
  --shadow: 0 24px 60px -24px rgba(0, 0, 0, 0.75), 0 2px 8px rgba(0, 0, 0, 0.3);
  --shadow-lift: 0 40px 80px -30px rgba(0, 0, 0, 0.85), 0 4px 14px rgba(0, 0, 0, 0.35);
}
[data-theme="dark"] ::selection { background: rgba(217, 174, 85, 0.4); }
/* buttons keep their brand fills: --green-deep is a text colour in the dark */
[data-theme="dark"] .btn-primary { background: linear-gradient(180deg, #31744a, #1f4d2f); box-shadow: 0 14px 30px -14px rgba(0, 0, 0, 0.85), inset 0 1px 0 rgba(255, 255, 255, 0.14); }
[data-theme="dark"] .btn-primary:hover { box-shadow: 0 20px 36px -14px rgba(0, 0, 0, 0.9), 0 0 0 1px rgba(132, 199, 141, 0.3), inset 0 1px 0 rgba(255, 255, 255, 0.14); }
[data-theme="dark"] .glass { border-color: rgba(255, 255, 255, 0.07); }

/* film */
[data-theme="dark"] .film-foliage { filter: blur(7px) brightness(0.45) saturate(0.8); }
[data-theme="dark"] .film-glow { background: radial-gradient(60% 55% at 50% 42%, rgba(255, 196, 110, 0.16), rgba(255, 196, 110, 0) 70%); }
[data-theme="dark"] .no-webgl .film-stage { background: radial-gradient(60% 60% at 70% 45%, #1f2737, var(--bg)); }
[data-theme="dark"] .basket-art i { background: rgba(95, 156, 70, 0.2); }
[data-theme="dark"] .basket-art b { background: rgba(239, 233, 221, 0.16); }

/* tiles and panels */
[data-theme="dark"] .page-hero::before { background: radial-gradient(50% 60% at 72% 50%, rgba(217, 174, 85, 0.13) 0%, rgba(217, 174, 85, 0) 70%); }
[data-theme="dark"] .v-health { background: linear-gradient(150deg, #18271f, #1d3226); }
[data-theme="dark"] .v-budget { background: linear-gradient(150deg, #2a2418, #33291a); }
[data-theme="dark"] .v-portfolio { background: linear-gradient(150deg, #19213a, #1e2944); }
[data-theme="dark"] .pf-panel[data-accent="green"] { --accent: #84c78d; --accent-soft: rgba(132, 199, 141, 0.13); --accent-glow: rgba(95, 156, 70, 0.14); --tint: linear-gradient(150deg, #18271f, #1d3226); }
[data-theme="dark"] .pf-panel[data-accent="gold"] { --accent: #e3b85e; --accent-soft: rgba(217, 174, 85, 0.14); --accent-glow: rgba(217, 174, 85, 0.13); --tint: linear-gradient(150deg, #2a2418, #33291a); }
[data-theme="dark"] .pf-panel[data-accent="navy"] { --accent: #a3b8e8; --accent-soft: rgba(143, 168, 222, 0.14); --accent-glow: rgba(95, 120, 168, 0.18); --tint: linear-gradient(150deg, #19213a, #1e2944); }
[data-theme="dark"] .pf-panel[data-accent="slate"] { --accent: #b0bfdf; --accent-soft: rgba(176, 191, 223, 0.13); --accent-glow: rgba(143, 168, 222, 0.12); --tint: linear-gradient(150deg, #22242a, #2a2b31); }
[data-theme="dark"] .pf-panel[data-accent="deep"] { --accent: #a6d8ac; --accent-soft: rgba(166, 216, 172, 0.12); --accent-glow: rgba(217, 174, 85, 0.1); --tint: linear-gradient(150deg, #262517, #1c2a1f); }
[data-theme="dark"] .pf-panel[data-accent="bright"] { --accent: #e9c574; --accent-soft: rgba(233, 197, 116, 0.14); --accent-glow: rgba(217, 174, 85, 0.16); --tint: linear-gradient(150deg, #2d2616, #382c16); }
/* the inline SVG art is drawn in logo navy: lift it so it reads on dark tiles */
[data-theme="dark"] .pf-visual [fill="#12295a"], [data-theme="dark"] .pcard .visual [fill="#12295a"] { fill: #8fa8de; }
[data-theme="dark"] .pf-visual [stroke="#12295a"], [data-theme="dark"] .pcard .visual [stroke="#12295a"] { stroke: #8fa8de; }
[data-theme="dark"] .pf-visual [fill="#fff"], [data-theme="dark"] .pcard .visual [fill="#fff"] { fill: #e9e3d6; }
[data-theme="dark"] .pf-visual svg { filter: drop-shadow(0 18px 18px rgba(0, 0, 0, 0.45)); }

/* forms, status, misc */
[data-theme="dark"] .input.invalid { border-color: #e0846b; box-shadow: 0 0 0 4px rgba(224, 132, 107, 0.16); }
[data-theme="dark"] .form-note.err { color: #ec9a83; }
[data-theme="dark"] .pf-risk[data-r="4"], [data-theme="dark"] .pf-risk[data-r="5"] { --rc: #d9805a; }
[data-theme="dark"] .map iframe { filter: invert(0.9) hue-rotate(180deg) saturate(0.55) brightness(0.92) contrast(0.9); }

/* editorial bands at night: a shade off the page, split by a hairline */
:root[data-theme="dark"] { --band: #0f2318; --night: #0a0e16; }
[data-theme="dark"] .cta-band, [data-theme="dark"] .site-footer { border-top: 1px solid var(--on-dark-line); }
[data-theme="dark"] main:has(> .cta-band:last-child) + .site-footer { border-top: 0; }
[data-theme="dark"] .pf-panel[data-accent="gold"], [data-theme="dark"] .pf-panel[data-accent="bright"] { --accent: #e3b85e; }
[data-theme="dark"] .pf-panel[data-accent="slate"] { --accent: #b0bfdf; }

/* ── SIP calculator ───────────────────────────────────────── */
:root { --c-inv: #1d3a74; --c-inv-hi: #34579c; --c-gain: #3a8a4d; --c-gain-hi: #67b673; --c-warn: #b4452f; }
:root[data-theme="dark"] { --c-inv: #3a5aa0; --c-inv-hi: #5f80c8; --c-gain: #4a9b5a; --c-gain-hi: #82cd8d; --c-warn: #ec9a83; }

/* goal presets */
.sc-presets { display: flex; flex-wrap: wrap; align-items: center; gap: 10px; margin-bottom: clamp(22px, 3vh, 32px); }
.sc-presets .ed-label { margin-right: 14px; }
.sc-presets button {
  padding: 9px 16px; border: 1px solid var(--line); border-radius: 100px; background: transparent; cursor: pointer;
  font-weight: 700; font-size: 13.5px; color: var(--ink-2); transition: background 0.25s, color 0.25s, border-color 0.25s;
}
.sc-presets button:hover { border-color: var(--ink-2); color: var(--ink); }
.sc-presets button[aria-pressed="true"] { background: var(--ink); border-color: var(--ink); color: var(--bg); }

/* layout: inputs 5 / chart 7 */
.calc { display: grid; grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: var(--col-gap); align-items: stretch; }
.calc-panel, .calc-visual { background: var(--paper); border: 1px solid var(--line); border-radius: 6px; padding: clamp(22px, 2.4vw, 40px); }
.calc-panel { display: flex; flex-direction: column; }
.calc-visual { display: flex; flex-direction: column; min-width: 0; }

/* fields: label + typed number, slider, scale */
.field { margin-bottom: clamp(16px, 2.2vh, 24px); }
.field .top { display: flex; justify-content: space-between; align-items: center; gap: 16px; margin-bottom: 8px; }
.field label { font-weight: 700; font-size: 14.5px; color: var(--ink); }
.field label small { margin-left: 6px; font-size: 11px; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; color: var(--ink-dim); }
.sc-num {
  display: flex; align-items: baseline; gap: 6px; width: 172px; flex: none; padding: 5px 14px; cursor: text;
  border: 1px solid var(--line); border-radius: 6px; background: var(--bg); transition: border-color 0.2s, box-shadow 0.2s;
}
.sc-num:hover { border-color: var(--ink-dim); }
.sc-num:focus-within { border-color: var(--gold); box-shadow: 0 0 0 4px rgba(217, 174, 85, 0.18); }
.sc-num.warn { border-color: var(--c-warn); box-shadow: 0 0 0 4px color-mix(in srgb, var(--c-warn) 16%, transparent); }
.sc-num input {
  flex: 1; min-width: 0; width: 100%; padding: 0; border: 0; outline: none; background: none; text-align: right;
  font-family: var(--serif); font-size: 22px; font-weight: 600; letter-spacing: -0.01em; color: var(--ink); font-variant-numeric: tabular-nums;
}
.sc-num .pre, .sc-num .suf { font-family: var(--serif); font-size: 17px; color: var(--ink-dim); }
.sc-scale { display: flex; justify-content: space-between; gap: 12px; margin-top: 4px; font-size: 12px; font-weight: 600; color: var(--ink-dim); font-variant-numeric: tabular-nums; }
.sc-msg { color: var(--c-warn); text-align: center; }

input[type="range"] {
  -webkit-appearance: none; appearance: none; display: block; width: 100%; height: 22px; margin: 0; background: transparent; cursor: pointer; outline: none;
}
input[type="range"]::-webkit-slider-runnable-track { height: 4px; border-radius: 4px; background: linear-gradient(90deg, var(--green) var(--fill, 50%), var(--stone) var(--fill, 50%)); }
input[type="range"]::-moz-range-track { height: 4px; border-radius: 4px; background: var(--stone); }
input[type="range"]::-moz-range-progress { height: 4px; border-radius: 4px; background: var(--green); }
input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none; width: 20px; height: 20px; margin-top: -8px; border-radius: 50%; cursor: grab;
  background: radial-gradient(circle at 35% 30%, #f3d48c, var(--gold)); border: 3px solid var(--paper);
  box-shadow: 0 0 0 1px rgba(0, 0, 0, 0.08), 0 3px 10px rgba(0, 0, 0, 0.25); transition: transform 0.15s;
}
input[type="range"]::-moz-range-thumb { width: 16px; height: 16px; border-radius: 50%; cursor: grab; background: var(--gold); border: 3px solid var(--paper); box-shadow: 0 3px 10px rgba(0, 0, 0, 0.25); }
input[type="range"]:hover::-webkit-slider-thumb { transform: scale(1.12); }
input[type="range"]:active::-webkit-slider-thumb { cursor: grabbing; transform: scale(1.18); }
input[type="range"]:focus-visible::-webkit-slider-thumb { box-shadow: 0 0 0 4px rgba(217, 174, 85, 0.35), 0 3px 10px rgba(0, 0, 0, 0.25); }

/* results */
.sc-results { margin-top: auto; padding-top: 20px; border-top: 1px solid var(--line); }
.sc-split { display: flex; height: 8px; margin-bottom: 18px; border-radius: 8px; overflow: hidden; background: var(--stone); }
.sc-split .inv { width: var(--inv, 50%); background: var(--c-inv); transition: width 0.5s cubic-bezier(0.2, 0.7, 0.2, 1); }
.sc-split .gain { flex: 1; background: var(--c-gain); }
.sc-results dl { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px 24px; }
.sc-results dt { display: flex; align-items: center; gap: 8px; font-size: 12px; font-weight: 700; letter-spacing: 0.14em; text-transform: uppercase; color: var(--ink-dim); }
.sc-results dd { margin-top: 6px; font-family: var(--serif); font-size: clamp(22px, 1.9vw, 30px); font-weight: 600; letter-spacing: -0.015em; font-variant-numeric: tabular-nums; }
.sc-results .total { grid-column: 1 / -1; padding-top: 18px; border-top: 1px solid var(--line); }
.sc-results .total dd { font-size: clamp(34px, 3.2vw, 52px); line-height: 1; color: var(--green); }
.dot { display: inline-block; width: 9px; height: 9px; flex: none; border-radius: 3px; }
.dot.inv, .sc-legend .inv { background: var(--c-inv); }
.dot.gain, .sc-legend .gain { background: var(--c-gain); }

/* chart panel */
.sc-head { display: flex; justify-content: space-between; align-items: flex-end; flex-wrap: wrap; gap: 16px 28px; padding-bottom: 20px; border-bottom: 1px solid var(--line); }
.sc-head b { display: block; margin-top: 12px; font-family: var(--serif); font-size: clamp(44px, 4.8vw, 84px); font-weight: 600; line-height: 0.95; letter-spacing: -0.035em; font-variant-numeric: tabular-nums; }
.sc-sub { margin-top: 10px; font-size: 15px; color: var(--ink-dim); }
.sc-sub strong { color: var(--green); font-weight: 800; }
.sc-legend { display: flex; gap: 18px; font-size: 13px; font-weight: 600; color: var(--ink-2); }
.sc-legend span { display: inline-flex; align-items: center; gap: 8px; }
.sc-legend i { width: 10px; height: 10px; border-radius: 3px; }
.sc-chart { position: relative; flex: 1; min-height: 300px; height: clamp(320px, 44vh, 480px); margin-top: 16px; outline: none; touch-action: pan-y; cursor: crosshair; }
.sc-chart:focus-visible { box-shadow: 0 0 0 2px var(--gold); border-radius: 4px; }
.sc-chart svg { position: absolute; inset: 0; width: 100%; height: 100%; display: block; overflow: visible; }
.sc-chart .grid { stroke: var(--line); stroke-width: 1; }
.sc-chart .base { stroke: var(--ink-dim); stroke-opacity: 0.55; stroke-width: 1; }
.sc-chart text { font-family: var(--sans); font-size: 11.5px; font-weight: 600; fill: var(--ink-dim); font-variant-numeric: tabular-nums; }
.sc-chart .endlab { font-family: var(--serif); font-size: 15px; font-weight: 600; fill: var(--ink); }
.sc-chart .s-inv { stop-color: var(--c-inv); }
.sc-chart .s-inv-hi { stop-color: var(--c-inv-hi); }
.sc-chart .s-gain { stop-color: var(--c-gain); }
.sc-chart .s-gain-hi { stop-color: var(--c-gain-hi); }
.sc-chart .inv { fill: url(#sc-g-inv); }
.sc-chart .gain { fill: url(#sc-g-gain); }
.sc-chart .bar { transition: opacity 0.2s ease; }
.sc-chart.has-hot .bar:not(.on) { opacity: 0.35; }
.sc-chart .guide { stroke: var(--gold); stroke-width: 1; stroke-dasharray: 3 4; opacity: 0; pointer-events: none; }
.sc-chart.has-hot .guide { opacity: 1; }
.sc-chart.has-hot .endlab { opacity: 0.25; }
.sc-chart.grow .bar rect { transform-box: fill-box; transform-origin: 50% 100%; animation: sc-grow 0.9s cubic-bezier(0.2, 0.7, 0.2, 1) backwards; animation-delay: calc(var(--i, 0) * 18ms); }
.sc-chart.grow .endlab { animation: sc-fade 0.6s ease 0.6s backwards; }
@keyframes sc-grow { from { transform: scaleY(0); } }
@keyframes sc-fade { from { opacity: 0; } }
.sc-tip {
  position: absolute; left: 0; top: 0; z-index: 3; min-width: 196px; padding: 12px 14px 10px; pointer-events: none;
  display: grid; gap: 6px; border-radius: 8px; background: var(--ink); color: var(--bg); box-shadow: var(--shadow-lift);
  font-size: 13px; font-variant-numeric: tabular-nums;
}
.sc-tip .tip-y { font-size: 11px; font-weight: 800; letter-spacing: 0.18em; text-transform: uppercase; opacity: 0.7; }
.sc-tip strong { margin-bottom: 4px; font-family: var(--serif); font-size: 24px; font-weight: 600; line-height: 1; letter-spacing: -0.02em; }
.sc-tip .tip-r { display: flex; align-items: center; gap: 8px; }
.sc-tip .tip-r b { margin-left: auto; padding-left: 14px; font-weight: 700; }
.sc-tip .tip-m { padding-top: 6px; border-top: 1px solid color-mix(in srgb, var(--bg) 22%, transparent); }
.sc-tip[hidden] { display: none; }
.sc-note { margin-top: 14px; }

/* year-by-year table */
.sc-table-wrap { max-height: 560px; overflow: auto; border: 1px solid var(--line); border-radius: 6px; background: var(--paper); overscroll-behavior: contain; }
.sc-table-wrap:focus-visible { outline: 2px solid var(--gold); outline-offset: 2px; }
.sc-table { width: 100%; min-width: 620px; border-collapse: collapse; font-variant-numeric: tabular-nums; }
.sc-table th, .sc-table td { padding: 13px clamp(14px, 1.6vw, 26px); text-align: right; border-bottom: 1px solid var(--line); white-space: nowrap; }
.sc-table thead th { position: sticky; top: 0; z-index: 1; padding-top: 16px; padding-bottom: 16px; background: var(--paper); font-size: 11.5px; font-weight: 800; letter-spacing: 0.16em; text-transform: uppercase; color: var(--ink-dim); box-shadow: 0 1px 0 var(--line); }
.sc-table th:first-child, .sc-table td:first-child { text-align: left; }
.sc-table tbody th { font-family: var(--serif); font-size: 17px; font-weight: 600; color: var(--ink-2); }
.sc-table td { font-size: 15px; color: var(--ink-2); }
.sc-table td.g { color: var(--green); }
.sc-table td.g small { margin-left: 8px; font-size: 12px; font-weight: 700; color: var(--ink-dim); }
.sc-table td.v { font-family: var(--serif); font-size: 18px; font-weight: 600; color: var(--ink); }
.sc-table tr.mark th, .sc-table tr.mark td { background: var(--surface-soft); }
.sc-table tr.mark th { color: var(--gold-text); }
.sc-table tbody tr:last-child th, .sc-table tbody tr:last-child td { border-bottom: 0; }
.sc-table tbody tr:hover th, .sc-table tbody tr:hover td, .sc-table tr.on th, .sc-table tr.on td { background: var(--chip); }

/* what-ifs */
.sc-ifs { list-style: none; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); column-gap: var(--col-gap); row-gap: 44px; }
.sc-ifs li { position: relative; padding-top: 30px; border-top: 1px solid var(--line); }
.sc-ifs li::before { content: ""; position: absolute; top: -5px; left: 0; width: 9px; height: 9px; border-radius: 50%; background: var(--gold); }
.sc-if-k { display: block; font-size: 12px; font-weight: 700; letter-spacing: 0.2em; text-transform: uppercase; color: var(--ink-2); }
.sc-if-v { display: block; margin: 18px 0 8px; font-family: var(--serif); font-size: clamp(34px, 3vw, 54px); font-weight: 600; line-height: 1; letter-spacing: -0.03em; font-variant-numeric: tabular-nums; }
.sc-if-d { display: block; min-height: 1.5em; font-size: 14.5px; font-weight: 700; color: var(--ink-2); font-variant-numeric: tabular-nums; }
.sc-if-d.up { color: var(--green); }
.sc-if-d.down { color: var(--c-warn); }
.sc-ifs p { margin-top: 12px; max-width: 32ch; color: var(--ink-dim); }

/* the maths + FAQ */
.sc-method { display: grid; grid-template-columns: repeat(12, minmax(0, 1fr)); column-gap: var(--col-gap); row-gap: 48px; }
.sc-formula { grid-column: 1 / 6; }
.sc-faq { grid-column: 7 / -1; border-bottom: 1px solid var(--line); }
.sc-eq { padding: 28px 0; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); font-family: var(--serif); font-size: clamp(24px, 2.3vw, 38px); line-height: 1.3; letter-spacing: -0.01em; color: var(--ink); }
.sc-eq sup { font-size: 0.6em; }
.sc-vars { display: grid; gap: 10px; margin: 24px 0; }
.sc-vars div { display: flex; gap: 18px; align-items: baseline; }
.sc-vars dt { width: 22px; font-family: var(--serif); font-size: 22px; font-style: italic; color: var(--gold); }
.sc-vars dd { color: var(--ink-2); }
.sc-formula > p:last-child { color: var(--ink-dim); max-width: 52ch; }
.sc-faq details { border-top: 1px solid var(--line); }
.sc-faq summary {
  display: flex; justify-content: space-between; align-items: center; gap: 24px; padding: 24px 0; cursor: pointer; list-style: none;
  font-family: var(--serif); font-size: clamp(20px, 1.6vw, 26px); font-weight: 600; letter-spacing: -0.015em; color: var(--ink);
}
.sc-faq summary::-webkit-details-marker { display: none; }
.sc-faq summary::after { content: "+"; flex: none; font-family: var(--sans); font-size: 26px; font-weight: 400; line-height: 1; color: var(--gold); transition: transform 0.3s cubic-bezier(0.2, 0.7, 0.2, 1); }
.sc-faq details[open] summary::after { transform: rotate(45deg); }
.sc-faq summary:hover { color: var(--green); }
.sc-faq details p { max-width: 62ch; padding: 0 0 26px; color: var(--ink-dim); }

.calc-panel { container-type: inline-size; }
@container (min-width: 600px) {
  .sc-results dl { grid-template-columns: 1fr 1fr 1.25fr; }
  .sc-results .total { grid-column: auto; padding: 0 0 0 24px; border-top: 0; border-left: 1px solid var(--line); }
  .sc-results .total dd { font-size: clamp(30px, 2.6vw, 44px); }
}
@media (max-width: 1100px) {
  .calc { grid-template-columns: minmax(0, 1fr); }
  .sc-ifs { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 860px) {
  .sc-method { grid-template-columns: minmax(0, 1fr); }
  .sc-formula, .sc-faq { grid-column: 1 / -1; }
}
@media (max-width: 560px) {
  .sc-presets .ed-label { width: 100%; margin: 0 0 4px; }
  .sc-presets button { padding: 8px 13px; font-size: 13px; }
  .field .top { flex-wrap: wrap; gap: 10px; }
  .sc-num { width: 100%; }
  .sc-ifs { grid-template-columns: minmax(0, 1fr); row-gap: 36px; }
  .sc-chart { height: 300px; }
  .sc-tip { min-width: 170px; }
}
@media (prefers-reduced-motion: reduce) {
  .sc-chart.grow .bar rect, .sc-chart.grow .endlab { animation: none; }
}

/* film callouts: short explanations pinned to the tree (positioned by home.js) */
.tag.callout { align-items: flex-start; white-space: normal; width: max-content; max-width: 240px; border-radius: 14px; padding: 9px 14px 10px 11px; line-height: 1.3; gap: 9px; pointer-events: none; }
.tag.callout i { flex: none; margin-top: 4px; }
.tag.callout b { display: block; font-size: 13.5px; font-weight: 700; color: var(--ink); letter-spacing: -0.005em; }
.tag.callout small { display: block; margin-top: 2px; font-size: 12px; font-weight: 500; color: var(--ink-dim); }
.tag.callout em { font-style: normal; font-weight: 700; color: var(--gold); }
.tag.callout.compact { padding: 6px 11px 6px 9px; border-radius: 11px; gap: 7px; }
.tag.callout.compact small { display: none; }
.tag.callout.compact i { margin-top: 3px; }
@media (min-width: 1100px) { .cap-left { max-width: min(540px, 37vw); } }